Type of Transfers. Preauthorized withdrawals. By accepting this
agreement, I am authorizing the VFW to draw items (electronic funds transfers
or credit card charges) from the account indicated for the purpose of monthly
payments on the Life Membership Installment Plan. Authorization is provided
subject to the terms and conditions stated.
Length of Agreement. This authority is to remain in full force and effect
until completion of all payments to the Life Membership Installment Payment
Plan or until the VFW has received written notification from me of its
termination in such time and in such manner as to afford the VFW a reasonable
opportunity to act on it.
Responsibilities. I understand that I am solely responsible for assuring
that my account has sufficient funds or limits, that any cancellation notice
must be provided in sufficient time to process the cancellation and that any
concern or dispute regarding a fund transfer will be submitted in writing
within 90 days of the transfer date or such dispute will be considered waived.
The privilege of making payments under this arrangement may be revoked by the
VFW if any item is not paid upon presentation. You may have additional rights
and responsibilities under the Electronic Funds Transfer Act, and you should
refer to the EFT Act for details.
Payment Schedule. For Installment Plan payments, the item shall be drawn
on or after the 1st or 15th of each month, starting 30 days after the first
payment and continuing every month after that on or about the same date. The
transaction on your bank statement or credit card statement will constitute
receipt for payment of your account.
Fees. The first payment of $45 keeps you in good standing during the
installment period. It is not applied toward the total amount due. There are no
fees charged by the VFW for use of the Auto Pay process.
Member Status. Upon enrollment, you will receive a membership card. A
permanent Life Membership card will be issued when all fees have been paid in
Notice of Varying Amounts. If these regular payments vary in amount, you
are entitled to notice at least 10 days before each payment, when it will be
made and how much it will be. By executing this preauthorization, you choose to
instead get this notice only when the payment would differ by more than $10.00
from the most recent payment.
Right to stop payment and cancel the authorization agreement and procedure for
doing so. If you have told us in advance to make regular payments out
of your account, you can stop any of these payments. Here is how: Call or write
us at the telephone number or address listed in this disclosure in time for us
to receive your request ten business days or more before the payment is
scheduled to be made. If you call, we may also require you to put your request
in writing and get it to us within 14 days after you call.
Error Resolution. If you think your statement or receipt is wrong, or if
you need more information about a transfer listed on the statement or receipt,
call or write us at the telephone number or address listed in this disclosure,
as soon as you can. Be sure to: (1) Tell us your name and member number. (2)
Describe the error or transfer you are unsure about, and explain as clearly as
you can why you believe it is an error or why you need more information. (3)
Tell us the dollar amount of the suspected error. We will investigate your
complaint or question and will correct any errors promptly.
If you have inquiries regarding your account, please contact us at:
VFW Member Services
406 W. 34th St., Ste. 316
Kansas City, MO 64111